How Often Do Older People Get Into Car Accidents?

According to statistics, on average, 22 people over 65 die every day in car accidents, and 580 more are in need of medical care.

How Safe Is Driving After 65?

Of course, the car is an important part of people's lives even after retirement. However, drivers over the age of 65 face some problems while driving. In this article, we will look at some driving statistics that will give some insight into how age affects driving and what risks you may face on the roads after 65.

How Many Drivers Continue To Drive A Car After 65?

You will be surprised, but according to the latest 2018 Highway Statistics report from the U.S. Department of Transportation Federal Highway Administration, more than 45 million licensed drivers continue to drive at age 65 and older. In other words, one in five drivers on US roads is an elderly person.

Also an interesting fact is that the number of drivers in this age group continues to grow. For example, from 1999 to 2018, the number of drivers aged 65 and over increased by 69%.

The State With the Most Older Drivers

Despite the fact that every year the number of older drivers increases by 3.5%, there is a state with the largest percentage of retirees. In West Virginia, about 27% of licensed drivers are currently over 65, more than in any other state. It is difficult to speculate on the reasons, but it may be due to the increase in the number of elderly in this state.

There are also several other states, such as Maine or Florida, which also have a large enough percentage of older people, which is why more drivers are on the roads over 65 years old.

State With Least Older Drivers

Again, according to the Federal Highway Administration, Utah has the lowest percentage of older drivers. According to statistics, only 15% of drivers with a license are in the age group of 65 years and older. This is due to the fact that in Utah, on average, there are fewer retirees, and therefore the percentage of drivers is lower compared to other states. Also in Washington DC, only 14% of licensed drivers are over 65 years of age.

How Often Do Older People Get Into Car Accidents?

Of course, in order to answer the question of how safe is driving after 65, you first need to understand how often older people get into accidents. You will be shocked to learn that in 2018 more than 8,100 elderly people died in car accidents. In addition, more than 212,000 retirees also needed emergency care for injuries from car accidents.

Thus, we can conclude that seniors experience a higher rate of death due to accidents. If we talk about the data of 2018, then the vehicular death rate was 15.5 per 100,000 people. People younger than 65 have a lower mortality rate of 11.4 per 100,000. The highest mortality rate is in the age group of 80 years and older, as it reaches 20.2 per 100,000.

So, answering the question of how often older people get into car accidents, we can say that on average every day 580 people are injured and another 22 people die. Of course, this is because older people are more at risk of injury and have a much harder time recovering than younger people. In addition, pensioners often experience deterioration in memory, vision, and other things that can affect the situation on the road.

Who Is More Likely To Get Into A Fatal Accident - Women Or Men?

You might be surprised to know that, but regardless of age group, men are more likely to be involved in fatal crashes than women. According to 2018 statistics, 28,000 men and 11,000 women died as a result of car accidents, which means that twice as many men died in an accident.

Age Group Most Frequently Involved In Fatal Accidents

While many people consider the 65 and over age group to be the most lethal, this is not true. According to 2017 data from the National Highway Traffic Safety Administration, drivers under the age of 40 were the most likely to be involved in fatal crashes. Thus, about 29 drivers (under 40) per 100,000 died in car accidents.

Thus, we can conclude that although older people are more at risk on the roads, this does not mean that they drive worse than other people. It is also a surprising fact that the age group with the lowest fatality rate in crashes are people between 65 and 69 years old, where about 15 drivers per 100,000 were involved in fatal crashes. However, it is also important to note that the number of fatal crash participants in the age group over 69 is growing by 10% every 5 years.

Most Dangerous States For Older Drivers

If you want to know the state with the highest death rate among the elderly as a result of road accidents, Oklahoma is probably worth mentioning. In this state, the death rate is almost 25 per 100,000 elderly. Also the most dangerous states are Alabama (with 24.6) and Mississippi (with 24.5).

If you want to know about the safest state for older drivers, then Rhode Island is the first one, because it has a death rate of 6.6 per 100,000 older people.

What Is The Current Situation Regarding Deaths Due To Road Accidents?

You'll be happy to hear that every year the death rate from road traffic crashes is decreasing, while the number of older drivers continues to grow. Since 1999, the death rate among the elderly has fallen by 30%. Moreover, an interesting fact is that according to the statistics for 2018, more than 45 million older people got a driver's license.

HOW TO SET AND MAINTAIN HEALTHY MONEY BOUNDARIES

If you’re doing well financially, treating yourself occasionally or helping a loved one in need may be something that fulfills you and brings you joy. However, these actions can become problematic when they happen repeatedly and begin to take a toll on your financial life. To stay on track towards your financial goals while maintaining strong relationships with the people closest to you, it’s often necessary to set and maintain healthy money boundaries.

What Are Money Boundaries?

In general, boundaries define what you’re willing—and more importantly, unwilling—to accept from yourself and others. They provide a way to maintain your identity and wellbeing within your personal and professional relationships.

More specifically, money boundaries are the limits you set for your finances. In some cases, you may set financial boundaries for yourself. For example, you may have a personal budget that guides your spending each month.

13 Best Passive Income Apps In 2022 And Beyond

A commonly asked question is, what’s the difference between active income and passive income?

The answer is pretty simple: active income is what you get for exchanging your hard work, time, and skills for a salary. 

On the other hand, passive income is any additional income acquired by simply investing and letting your money grow on its own, without putting any effort into it on your part. The investments can be of any type such as:

financial investments affiliate marketing product sales

It can even involve making money via shopping, playing video games or even watching movies online.

Let’s take a look at the 13 best passive income apps that you can use to make easy money:

Don’t Miss Any Updates. Each week I’ll send you advice on how to reach financial independence with passive income from real estate.

Tips When Taking Care of an Elderly With Allergies

Allergies are not only uncomfortable and annoying, but they can also be a major health concern, especially for our senior loved ones considering the effects of aging.

That is why, whether they have been diagnosed with an allergic condition, have had occasional bouts during allergy season, or have simply developed them out of the blue, it is essential to know how to handle them properly.

We are listing down some of the ways you can help them manage their allergies whenever it comes:

Know how to recognize the symptoms immediately

While there are tell-tale signs of allergies, such as a runny nose and sneezing, your senior loved one’s symptoms may be different. Instead, it may manifest as ear congestion or watery eyes.

Reduce their exposure to triggers

To do this, you must first know what their usual triggers are. Some of the most common triggers include pollen, grass, dust, smoke, and cold.

Apartments for Seniors on Social Security

Now the elderly on Social Security can get help using various programs such as Subsidized Housing for Multifamily, Public Housing and Housing Vouchers.

Housing for Social Security

Older people who do not have a good source of income cannot afford a decent life, since their means are limited. Of course, the government knows about the existence of this problem and is trying to solve it and improve the life of pensioners. That is why low income seniors that live in bad conditions can find the best accommodation even if you can not afford it.

What Advantages Do Senior Playgrounds Have?

First of all, such playgrounds are free, so pensioners do not have to pay for membership. Also, the equipment helps to use various muscle groups so that pensioners can develop their strength and endurance.

What Advantages Do Senior Playgrounds Have?

First of all, such playgrounds are free, so pensioners do not have to pay for membership. Also, the equipment helps to use various muscle groups so that pensioners can develop their strength and endurance.

What Age Is Elderly?

It is difficult to unequivocally answer the question of whether a person at the age of 60 is considered elderly, since some people may feel great to continue working, others can no longer get out of bed due to health problems.

No one can give a clear definition of old age. Some people believe that they are already old at 60, so they think that their life is already coming to an end. However, it is important to pay attention to the fact that older people still head big corporations, become presidents, run their own businesses, and so on. That is why people are still arguing what age is considered old. Keep reading to find out the details.

Where To Have A Retirement Party?

Depending on your preferences, you can choose any place where you and your colleagues will be comfortable. Explore different options, from a party, to an evening at the country club, a picnic or a lunch together.

Despite the fact that retirement is a new stage in life, this does not mean that you should be upset. What's more, retirement is a great occasion to celebrate, throw a party, and spend time with your family. Even if you haven't been looking forward to this day and feel like you're not the age to party, remember that you deserve it after so many years of hard work.

However, if you want to throw retirement celebrations, most likely you have no idea where to start, when and where to have a party, who to invite and so on. Below you can explore all the information you need to know in order to throw a party that you will remember for a long time!

Can You Lose Your Federal Retirement If Fired?

Most often, federal employees who are fired from federal service do not lose the right to receive retirement benefits, but there are still some exceptions.

cently, many people are worried that they may lose their pension due to certain circumstances. Of course, this can be a big problem, especially if you don't plan to continue working after retirement. However, can you lose your pension if convicted of a felony? Can you lose your federal retirement if fired? Keep reading for more details.

Can You Lose Your Pension If Convicted Of A Felony?

First of all, you should know that according to The Public Integrity Reform Act, people who are convicted of a felony (related to their public service) may face reductions or even elimination of pension benefits. Since this law went into effect on November 13, 2011, it applies to those people who joined the Employees' Retirement System on or after that date.

Types of Life Insurance For The Elderly

Depending on your needs, you can consider options such as guaranteed issue life insurance, term life, whole life, funeral insurance and so on.

Nowadays, older people are becoming more and more interested in life insurance, but it can be quite difficult for them to find the right option. Most often this is due to the fact that life insurance policies become more expensive with age, but now there are still a fairly large number of acceptable options. Many insurers and insurance companies continue to work even with older people who are not in excellent health.

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