How Often Do Older People Get Into Car Accidents?

According to statistics, on average, 22 people over 65 die every day in car accidents, and 580 more are in need of medical care.

How Safe Is Driving After 65?

Of course, the car is an important part of people's lives even after retirement. However, drivers over the age of 65 face some problems while driving. In this article, we will look at some driving statistics that will give some insight into how age affects driving and what risks you may face on the roads after 65.

How Many Drivers Continue To Drive A Car After 65?

You will be surprised, but according to the latest 2018 Highway Statistics report from the U.S. Department of Transportation Federal Highway Administration, more than 45 million licensed drivers continue to drive at age 65 and older. In other words, one in five drivers on US roads is an elderly person.

Also an interesting fact is that the number of drivers in this age group continues to grow. For example, from 1999 to 2018, the number of drivers aged 65 and over increased by 69%.

The State With the Most Older Drivers

Despite the fact that every year the number of older drivers increases by 3.5%, there is a state with the largest percentage of retirees. In West Virginia, about 27% of licensed drivers are currently over 65, more than in any other state. It is difficult to speculate on the reasons, but it may be due to the increase in the number of elderly in this state.

There are also several other states, such as Maine or Florida, which also have a large enough percentage of older people, which is why more drivers are on the roads over 65 years old.

State With Least Older Drivers

Again, according to the Federal Highway Administration, Utah has the lowest percentage of older drivers. According to statistics, only 15% of drivers with a license are in the age group of 65 years and older. This is due to the fact that in Utah, on average, there are fewer retirees, and therefore the percentage of drivers is lower compared to other states. Also in Washington DC, only 14% of licensed drivers are over 65 years of age.

How Often Do Older People Get Into Car Accidents?

Of course, in order to answer the question of how safe is driving after 65, you first need to understand how often older people get into accidents. You will be shocked to learn that in 2018 more than 8,100 elderly people died in car accidents. In addition, more than 212,000 retirees also needed emergency care for injuries from car accidents.

Thus, we can conclude that seniors experience a higher rate of death due to accidents. If we talk about the data of 2018, then the vehicular death rate was 15.5 per 100,000 people. People younger than 65 have a lower mortality rate of 11.4 per 100,000. The highest mortality rate is in the age group of 80 years and older, as it reaches 20.2 per 100,000.

So, answering the question of how often older people get into car accidents, we can say that on average every day 580 people are injured and another 22 people die. Of course, this is because older people are more at risk of injury and have a much harder time recovering than younger people. In addition, pensioners often experience deterioration in memory, vision, and other things that can affect the situation on the road.

Who Is More Likely To Get Into A Fatal Accident - Women Or Men?

You might be surprised to know that, but regardless of age group, men are more likely to be involved in fatal crashes than women. According to 2018 statistics, 28,000 men and 11,000 women died as a result of car accidents, which means that twice as many men died in an accident.

Age Group Most Frequently Involved In Fatal Accidents

While many people consider the 65 and over age group to be the most lethal, this is not true. According to 2017 data from the National Highway Traffic Safety Administration, drivers under the age of 40 were the most likely to be involved in fatal crashes. Thus, about 29 drivers (under 40) per 100,000 died in car accidents.

Thus, we can conclude that although older people are more at risk on the roads, this does not mean that they drive worse than other people. It is also a surprising fact that the age group with the lowest fatality rate in crashes are people between 65 and 69 years old, where about 15 drivers per 100,000 were involved in fatal crashes. However, it is also important to note that the number of fatal crash participants in the age group over 69 is growing by 10% every 5 years.

Most Dangerous States For Older Drivers

If you want to know the state with the highest death rate among the elderly as a result of road accidents, Oklahoma is probably worth mentioning. In this state, the death rate is almost 25 per 100,000 elderly. Also the most dangerous states are Alabama (with 24.6) and Mississippi (with 24.5).

If you want to know about the safest state for older drivers, then Rhode Island is the first one, because it has a death rate of 6.6 per 100,000 older people.

What Is The Current Situation Regarding Deaths Due To Road Accidents?

You'll be happy to hear that every year the death rate from road traffic crashes is decreasing, while the number of older drivers continues to grow. Since 1999, the death rate among the elderly has fallen by 30%. Moreover, an interesting fact is that according to the statistics for 2018, more than 45 million older people got a driver's license.

Can You Lose Your Federal Retirement If Fired?

Most often, federal employees who are fired from federal service do not lose the right to receive retirement benefits, but there are still some exceptions.

cently, many people are worried that they may lose their pension due to certain circumstances. Of course, this can be a big problem, especially if you don't plan to continue working after retirement. However, can you lose your pension if convicted of a felony? Can you lose your federal retirement if fired? Keep reading for more details.

Can You Lose Your Pension If Convicted Of A Felony?

First of all, you should know that according to The Public Integrity Reform Act, people who are convicted of a felony (related to their public service) may face reductions or even elimination of pension benefits. Since this law went into effect on November 13, 2011, it applies to those people who joined the Employees' Retirement System on or after that date.

Types of Life Insurance For The Elderly

Depending on your needs, you can consider options such as guaranteed issue life insurance, term life, whole life, funeral insurance and so on.

Nowadays, older people are becoming more and more interested in life insurance, but it can be quite difficult for them to find the right option. Most often this is due to the fact that life insurance policies become more expensive with age, but now there are still a fairly large number of acceptable options. Many insurers and insurance companies continue to work even with older people who are not in excellent health.

Credit Cards for Seniors

First of all, seniors should check their credit report, and it is also recommended not to close long-held accounts and use secured credit cards in order to build credit.

Is It Harder For Seniors To Get Credit Cards?

Older people, like everyone else, need credit cards. They need them to finance daily purchases, to buy clothes, to earn rewards toward vacation and so on. However, Experian claims that people born between 1946 and 1964 carried about 4.8 credit cards in the second half of 2019. You'd be surprised to know that this is more than any other generation in the report!

How Often Do Older People Get Into Car Accidents?

According to statistics, on average, 22 people over 65 die every day in car accidents, and 580 more are in need of medical care.

How Safe Is Driving After 65?

Of course, the car is an important part of people's lives even after retirement. However, drivers over the age of 65 face some problems while driving. In this article, we will look at some driving statistics that will give some insight into how age affects driving and what risks you may face on the roads after 65.

How Many Drivers Continue To Drive A Car After 65?

You will be surprised, but according to the latest 2018 Highway Statistics report from the U.S. Department of Transportation Federal Highway Administration, more than 45 million licensed drivers continue to drive at age 65 and older. In other words, one in five drivers on US roads is an elderly person.

Where To Find Loans For Seniors On Social Security

In addition to lenders and loan companies, retired seniors can get loans from non-profit credit unions. Moreover, they can also get help from local charities, government and FDIC.

Many people believe that life ends when they retire, but this is not true. Moreover, there are a huge number of retirees who enjoy this time, as they can still work, relax, travel and indulge in their hobbies. It is also worth noting that now it is not so difficult for retirees to find a job, so they do not have to be bored at home.

However, a retiree, like any other person, may need financial assistance in order to pay for medical treatment, home repairs, make a large purchase, and so on. If you are looking for a loan, Personal Loan is the best option for you.

Keep reading to find out more about this type of loan, what are its pros and cons and which one to choose for a particular situation and what other options you can explore to get money.

Most Demanded Jobs for Retirees

The following are 14 jobs that seniors can get right after retirement. Many older workers move into a new position before they retire, which is why these positions might pay less than what was earned during the financial peak of one's career but offer opportunities to socialize or help others in some way as well!

Landing a job in your 60s is not an easy feat, but there are certain industries and positions where you can find employment. Here's how old some professionals need to be before they're hired for various jobs based off data from the Urban Institute analysis of Health And Retirement Study Data.

"It turns out that rather than being consigned to retirement life, many of us 65+ workers have been able "to continue working throughout our golden years." The following list details common careers which allow those over-65 access -or aspiring seniors looking for a job".

Many Retired Americans Need More Than Social Security Can Cover

Retired Americans make up a considerable part of our population. Unfortunately, it sometimes feels like these are the people who are forgotten and left behind. We are talking about people who spend most of their lives working but then don’t have a level of income to afford even basic needs. It’s not right that our system allows for those who contributed over a lifetime to be left out once they retire.

Why Social Security is Not Enough

Social Security benefits are designed to provide for Americans after they retire. However, these benefits do not go far enough to ensure that recipients can meet their needs. The problem is that Social Security fails to keep up with rising costs. Right now, we’re facing the highest inflation rates we’ve seen in decades. Healthcare costs are continuing to climb. The minimal COLA increase just doesn’t cover those skyrocketing costs.

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